Google: 4.9

Freddy & Anna were amazing! They handled everything extremely professionally and made sure I had all my ducks covered to get me closed before the Christmas holiday. Now I have a beautiful home for my daughter to grow up in! They went above and beyond. Communication was fantastic. My realtor and title company was also extremely impressed and will be using them in the future. I will recommended Hypotec under Freddy’s leadership to every and anyone I know that is in the market to buy a home. I can’t thank you enough. Sincerely, William.

OP3 Rek

Don’t walk, RUN to hypotech for all of your financing needs! Richard and his team are beyond AMAZING. My husband and I were mid escrow and decided to switch to Richard for our loan. He legit out the “possible” into impossible. He made miracles happen. We closed our home a day before thanksgiving. Definitely recommending him to all of my family members and friends. I’m going to use him for all of my work going forward. The BEST.

Guneet Kaur

Thank you, dear PJ Gabayan and Hypotec Lending, for doing an amazing job on my family's Jumbo Loan refinance! We shopped around with multiple other lenders, and either they were not able to do the job, or the rate that they were quoting us was much higher than what you provided. We are forever grateful for your service, efficiency, professionalism, and dedication to get this done for my family and I. We will recommend anyone and everyone to you who is looking to obtain any type of real estate financing. Thank you again, God bless you and your family 🙏 💙 ❤️

I E

I’ve known PJ since the very beginning of his career and he’s the most thorough diligent and hard-working loan officer I’ve ever met. PJ will take excellent care of you and make sure you get the best deal possible.

Dan Beech

We were put in contact with Pejman Gabayan of Hypotec by our fantastic financial advisor Sharon Zafrani in trying to figure out how to handle a large, emergency home improvement. What a referral that was! From the moment we talked to Pejman, we learned about the idea of using some of our home equity to acquire a HELOC. He walked us through the process and within 9 days we were able to close on an affordable, great rate loan that solves our dilemma. PJ has been so accesible in all of this and has answered numerous questions, fears, etc. with solid information on today's financial world and the lending business itself. Despite his busy schedule, he made my family feel like we were the most important clients in the world and it's why he is the clearly one of the best in the field. He cares about his clients, cares about doing the job, and takes tremendous pride in his work. With so many choices out there, the trust factor comes with the continual communication and that's what Pejman does best. So thankful.

robert lewis