Thank you, dear PJ Gabayan and Hypotec Lending, for doing an amazing job on my family's Jumbo Loan refinance! We shopped around with multiple other lenders, and either they were not able to do the job, or the rate that they were quoting us was much higher than what you provided. We are forever grateful for your service, efficiency, professionalism, and dedication to get this done for my family and I. We will recommend anyone and everyone to you who is looking to obtain any type of real estate financing. Thank you again, God bless you and your family 🙏 💙 ❤️
I had a very pleasant experience while seeking Heloc and it was a very difficult situation because of my particular situation and I never thought that PJ would go above and beyond to give me hope as well as actually pull it through while no other company's agents worked hard enough to make it happen. PJ made a believer out of me. I would wholeheartedly recommend PJ to anyone who is looking for a mortgage or any other financing.
Richard is the consummate professional - he helped guide us through what can be an incredibly stressful process and make it a truly pleasant experience. Richards responsiveness, knowledge and kindness topped with always being available built such strong trust through this process knowing he was always there working for us to put us in our new home! We cannot recommend Richard highly enough.
We were put in contact with Pejman Gabayan of Hypotec by our fantastic financial advisor Sharon Zafrani in trying to figure out how to handle a large, emergency home improvement. What a referral that was! From the moment we talked to Pejman, we learned about the idea of using some of our home equity to acquire a HELOC. He walked us through the process and within 9 days we were able to close on an affordable, great rate loan that solves our dilemma. PJ has been so accesible in all of this and has answered numerous questions, fears, etc. with solid information on today's financial world and the lending business itself. Despite his busy schedule, he made my family feel like we were the most important clients in the world and it's why he is the clearly one of the best in the field. He cares about his clients, cares about doing the job, and takes tremendous pride in his work. With so many choices out there, the trust factor comes with the continual communication and that's what Pejman does best. So thankful.
PJ helped us tremendously with our house refinance in 2022. We paid off our cars, hospital bill, and we got a great interest rate on our mortgage. So now in 2024, we were checking the housing market and exploring our options. We went back to PJ to see our options. He gathered our information, crunched numbers, and after questioning us on our needs, wants, and long-term goals, he told us to hold off on buying anything. Our best option was to stay where we are. That's what I love about PJ. He treats people like, well, individual people. He is first and foremost looking out for the needs of his clients. And you only come across a "PJ" once in a while in life. Love you PJ, and thanks for all your help and energy!
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