Google: 4.9

We had an excellent experience working with Richard. He identified a loan program that was perfectly suited to our needs and outperformed other lenders we had considered. From the start, Richard was meticulous—never missing a detail—and he guided us through the process with impressive speed and efficiency. He was always accessible, responsive, and willing to answer every question thoroughly. We are extremely satisfied with the service he provided and will absolutely reach out to him again for any future financing needs.

Philippe (Only Anointed 1)

Working with Richard and his team is incredible! Honestly I don’t know anyone willing to work as hard and go so far to make sure to take care of his clients! Richard was so responsive and informed me of every step while purchasing my home and going through the loan process! You’re the best!

Noah Oiknine

Had an absolutely flawless experience with Richard. He was very responsive to every text, call, and email. He felt like a true partner in the buying experience. We felt supported every step of the way and had the most streamlined lending experience one could hope for. We recommend him HIGHLY

Andy Zimmermann

My name is Jay with Keller Realty. I am Realtor and I am so impressed working with this Rockstar loan officer Pejman Gabayan (PJ) with hypote lending. He is very professional, knowledgeable and care loan officer. He give me and whole team update about the file on step. He got the loan done way sooner then the time period. Hands down. I would highly use him and recommend for the loan process. He is the Best. Thank you PJ for all the hardwork that you done for our clients. 😊🙏

Manjot Aulakh

Richard and his team helped this process be smooth, professional, and timely. They helped my family during this home purchase. An event that is usually stressful became streamlined. My husband and I are grateful for the Hypotec team and their hard work to get us in our Home. We feel blessed!

Cristina Miranda