My experience with Hypotec was fantastic from start to finish. This is my second refinance with P.J., and both times, P.J. was professional, friendly, and open and honest. He was consistent in keeping me updating on the status of my refinance, and got things done as quickly as possible. P.J. went above and beyond to make sure I felt good about the whole process. I would highly recommend him to anyone, including my dearest family members.