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The payment on a $200,000 30-year Fixed-Rate Loan at 3.375% (3.646% APR) is $884.20 for the cost of 2.25 point(s) due at closing and a loan-to-value (LTV) of 74.91%. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
The payment on a $200,000 15-year Fixed-Rate Loan at 2.75% (3.174% APR) is $1,357.25 for the cost of 1.875 point(s) due at closing and a loan-to-value (LTV) of 74.91%. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
Rate is fixed. The payment on a $203,500, 30-year fixed rate loan at 2.75% and 74.91% loan-to-value (LTV) is $962.79 with 1.50 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.8% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of 74.91%, the 0.8% monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 3.661%.
Rate is fixed. The payment on a $204,601, 30-year fixed-rate loan at 2.75% and 76.63% loan-to-value (LTV) is $835.27 with 1.625 Points due at closing. The Annual Percentage Rate (APR) is 3.149%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
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