I had the pleasure of working with Richard Khalifa on a recent transaction, and I couldn’t be more impressed. From start to finish, their communication was clear, timely, and proactive — exactly what you hope for in a lending partner. They made the financing process smooth for both the buyer and our team, staying on top of every detail and making sure we hit all our deadlines. It’s not every day you find a loan officer who combines professionalism with such genuine care for the client’s experience. Looking forward to many more deals together! Highly recommend!
Richard Kahlifa at Hypotec is incredible! He is extremely efficient, professional and communicative, and helped my husband and I secure our dream home on a tight timeline. Richard moved mountains to get everything sorted on our behalf, above and beyond. Could not recommend more! He’s the best!
We had an excellent experience working with Richard. He identified a loan program that was perfectly suited to our needs and outperformed other lenders we had considered. From the start, Richard was meticulous—never missing a detail—and he guided us through the process with impressive speed and efficiency. He was always accessible, responsive, and willing to answer every question thoroughly. We are extremely satisfied with the service he provided and will absolutely reach out to him again for any future financing needs.
I was referred to PJ Gabayan by my CPA for a home equity loan after all failed with my bank. Banks, these days, use AI and cookie cutter approach to give out loans and make it very difficult. PJ was able to pull through and help with my loan like I have not seen before. He knows what he is doing, and he knows it well. Very professional, responsible, and his time management is impeccable. His knowledge of different loans and connections in the industry that he has, made it a smooth process. I highly recommend him and I am sure I will work with him in the future.
Richard is simply awesome ! Richard gets it done fast, accurately and saved us money! Richard communicated every step of the way and if obstacles arise he finds a way to get the job done, no need to look anyplace else for your home buying financial needs..first class all the way..we'll done!
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