Pejman Gabayan

 NMLS ID: 237073

For most people buying a home is a big step that comes with a lot of paperwork. Whether you are a first-time homebuyer searching for the ideal home, or already a homeowner and looking to refinance, I will ensure each client has a tailor-made loan solution that best suits you.
We offer a wide range of products, providing you with a clear understanding of the differences between your mortgage options based on your individual goals.

We all know that selecting a mortgage is not straight forward, which is why here at Hypotec we aim to make this process easy to understand and ensure that you as the client are educated along the way. After you have applied, I will call you to discuss the details of your loan.
Also, you may contact me anytime by phone, text or email for personalized service and expert advice. I look forward to working with you!


“PJ who helped us get a refi through Veterans loan. We were very pleased with our dealing with PJ and would highly recommend him for refi services. He was very professional and great to work with. Best wishes PJ!”

Bill & Nancy Thompson

“Just wanted to thank you and Hypotec for making our dream come true. Your assistance in getting our VA loan and everything it entailed was invaluable.  We couldn’t have done it without you. Thanks again,& we’re so happy to be in our new home.”

James & Mary Krum

“I  would recommend PJ for any of your mortgage needs. We recently refinanced our home with Hypotec and PJ was there every step of the way. He made the process so easy and stress free. Thank you PJ for walking us through every step of the process and getting us the best rates available.”

Karen Dietrich


It’s time to find the perfect mortgage for you.